Divendary
Get Started
How it works

Investing that finally feels simple.

You don't need a finance degree to grow your money. Open an account, answer a few questions, and let Divendary handle the rest — around the clock, on your terms.

  • Free to open
  • Start from AU$250
  • ~2 minutes to start
See the steps below
How Divendary works — from sign-up to watching your money grow
The process

Four steps. Two minutes. Zero stress.

Here's the whole journey, written in plain English — so you know exactly what to expect before you begin.

01

Create your free account

Sign up online in about two minutes — no paperwork and no phone calls. Just your name, email and a quick identity check, and your Divendary account is ready for your first Australian-dollar investment from just AU$250.

  • Open your account online — anywhere in Australia
  • Start from AU$250 with no sign-up fees
  • Bank-level 256-bit encryption from day one
  • Fully automated — no finance experience needed
Identity verification keeps your account secure and usually clears within minutes.
Opening a Divendary account on a trading dashboard
02

Tell us your goals

Answer a few simple questions about your timeline, your goals and how much risk feels right for you. Our AI builds a diversified portfolio around your answers and keeps it balanced as your life changes.

  • A short, plain-English questionnaire
  • A diversified portfolio built around your answers
  • Goals for every stage — from first home to retirement
  • Automatic rebalancing as markets move
You can update your goals anytime. Your portfolio adjusts to follow.
Reviewing financial goals and market charts
03

Fund your account

Deposit in Australian dollars from your card, crypto wallet or bank transfer. You can start from just AU$250, and your money is held in segregated, insured accounts from the very first day.

  • Deposit in AUD by card, crypto or bank transfer
  • Start from AU$250
  • Segregated, insured accounts from day one
  • Instant card and crypto deposits
Card and crypto deposits land instantly; bank transfers take 1–2 business days.
Making a deposit with a payment card
04

Watch it grow

That is it. Your portfolio works around the clock while you get on with your day. Track your progress in real time, withdraw anytime and reinvest automatically — all from one clean dashboard.

  • Real-time tracking from one clean dashboard
  • Dividends and returns reinvested automatically
  • Withdraw anytime — no lock-up periods
  • Adjust your plan whenever life changes
No lock-ups. Your money is always yours to withdraw.
Portfolio growth shown on a finance dashboard
From our desk

A note from the people behind Divendary.

We built this because investing used to feel like a members-only club — intimidating, jargon-heavy and honestly, a little cold. So we started again from scratch. We made the process warm, honest and human, because your money deserves better than a confusing dashboard.

Whether you're saving for your first flat or planning for retirement, we'll meet you where you are. No judgement. No hidden fees. Just a smarter way to grow.

— The Divendary Team

Questions

Still wondering? We've got you.

Do I need to know anything about investing?

Not at all. You answer a few everyday questions, and our AI handles the markets, the research and the rebalancing. Think of it as a co-pilot, not a textbook.

How long does it take to open an account?

About two minutes for the sign-up, and identity verification usually clears within minutes. Most people go from "curious" to "investing" in under ten minutes.

Is there a minimum deposit?

Yes — you can start from AU$250. That amount goes straight into your trading account, and there are no extra sign-up fees or hidden charges on top.

Can I withdraw my money whenever I want?

Yes, always. There are no lock-up periods or withdrawal penalties. Most withdrawals settle to your bank account within 1–2 business days.